Mass Save HEAT Loans

Don’t pay the price for being energy efficient.



Mass Save LogoMaking your home more energy efficient is an excellent way to save money on your heating and cooling costs, while being environmentally friendly at the same time. For both of these reasons, Mills42 has partnered with Mass Save to reward you for your efforts with a zero-percent loan on qualified home improvements.

By applying for a Mass Save HEAT Loan through us, you can receive an interest-free loan up to $25,000 with up to a seven-year term to spend on qualified energy-efficient products.

  • Improvements that qualify include:
    • Attic, wall and basement insulation
    • High-efficiency heating systems
    • High-efficiency domestic hot water systems
    • Solar hot water systems
    • ENERGY STAR® windows

To apply for the loan you must own and reside in a one- to four-family home and obtain a Home Energy Assessment through the Mass Save Program. To get started, contact Mass Save at 866.527.7283 to schedule your home assessment.

Once you’ve gone through the assessment and have decided what projects you want to tackle, give us a call or come by the branch so we can get the loan process rolling. There are no application fees and the whole process is fast and easy. View this flow chart to see the actual steps involved.



Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.