Mortgages

Our team for your dream.

Buying a home is a huge milestone for many. Gaining the independence of home ownership is a life decision worth considering seriously. And if you’re keeping an eye on the market , you’ve noticed that mortgage rates are continuing to drop. With fixed-rate mortgages at an all-time low, now could be a wise time to refinance your existing mortgage into a lower payment (or shorter term) or gain buying power if you’re in the house hunting mode.

With Mills42, this process doesn’t have to be daunting. In fact, our team of experts makes it easier than ever with most loans closing in as few as 15 days! Having a trusted financial partner working with you from the start is what we do best—helping you Build from here.

Meet our Mortgage Dream Team and let them help you refinance your current mortgage or make that new home a reality.

David Correa
David Correa
NMLS #1560187
Vice President of Lending

Fluent in English and Spanish, David is passionate about serving his community members with personalized service and finding the best mortgage options he can. For example, David just recently worked with a Mills42 member to save him $410 per month, while cutting a full two years off his mortgage term.

Contact David

Narey Ny
Narey Ny
NMLS #1894226
Operations and Member Service Manager

Fluent in English and Khmer, you’re likely to see Narey at our branch or speak with her on the phone for your banking needs. She works diligently and creatively to help members save money any way she can. In fact, Narey just helped a Mills42 member save $260 per month on a mortgage refi by reducing his rate from 4.875% to 2.875%, which put some much needed funds back in his pocket every month.

Contact Narey

So if you’ve been thinking about taking the leap from renting to owning, come in and talk with us. We’ll walk you through everything you need to know to make informed decisions. When you’re ready to start the process, you can apply online 24/7 though our partnership with MortgageClick—a provider of mortgage services dedicated to helping New England-based credit unions like Mills42 provide the most convenient and cost-effective home loan programs for our members.

If you already own a home, give us a call to schedule a free mortgage checkup. Even if you think you currently have a competitive loan rate, or you owe more on your home than its value, we’ll go to great lengths to save you money and help lower your monthly payments.

If you’re in the market for a new home, our Dream Team can find the funding you need at a monthly payment that works for you—making the process of homeownership easy and obtainable.

Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.